Attention homeowners in Portland and Multnomah County: Get an Appraisal today!

Here are the top 7 reasons why OR homeowners hire Geist & Associates:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Multnomah county's assessment of your property
Remove PMI to cut a mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a OR divorce, when property needs to be divided
To determine the true market value of property in question to settle an estate in OR

Own a house in or near Portland, OR and need help deciding the value of it?
Contact Geist & Associates.

We at Geist & Associates understand the individual needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Geist & Associates are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

Need to cancel PMI?

A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are seasoned in helping folks just like you do away with unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Geist & Associates is your #1 weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be inconvenient from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Geist & Associates can provide you with efficient appraisal to help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have an expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Geist & Associates can help with that too. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.